Fintech platform Ready Life is partnering with American Landmark Apartments to build new homeownership opportunities for renters. Ready Life was founded by Ashley D. Bell and Dr. Bernice A King. The mortgage lending model depends on good rental payment history, rather than credit scores, to help buyers qualify for a home purchase.

Multifamily residents who pay rent on time using the Ready Pay debit card can qualify for mortgages without a credit score review. "There are over 17 million renters in America who could potentially purchase their own home, yet the current credit scoring system provides more hurdles than pathways," shares Bell, Ready Life founder and CEO.

"When we hit our stride, the Ready Life platform will completely revolutionize America's home lending system by shifting away from credit score models and replacing the system with one that focuses on repayment ability. We’re excited to team up with American Landmark to provide a clear pathway that helps renters across the country achieve the dream of homeownership.”

American Landmark plans to make the Ready Life platform available to its nearly 34,000 residents. Joe Lubeck, CEO of American Landmark, says, “American Landmark is honored to introduce our residents to an innovative new path to homeownership through Ready Life.

“Ready Life is leading the marketplace in creating significant generational wealth-building opportunities through its payment systems and no-credit-score mortgages. Families that begin their journey with us in an apartment can continue their journey toward homeownership through Ready Life. That’s the American Dream, and that’s cause for celebration.”